Chapter Fifty-Three: Searching for Financial Resources

  From a wealthy family to a poor egg, Qin Kan's mental journey is complex. He found that his values have changed. In the past, there was a Murphy's Law, which roughly means that the more you want to save money, the faster it is spent, and spending others' money is better than spending one's own.

  This is the life philosophy that Qin Kan gained after spending all his money.

  Life is like this, constantly setbacks and lessons in exchange for gradually perfecting and perfect values.

  This is also the reason why Qin Kan borrowed money from Xu Peng today. As summarized earlier, it's better to spend others' money than one's own. In the vast city of Nanjing, the only person who is familiar and has a similar build to the big-headed Yuanda is none other than Young Master Xu Peng.

  "What about your own money?" Xu Peng didn't look happy. Borrowing money from others was never a pleasant thing, no matter what.

  "The newly appointed bailiff has gone to buy people's hearts." Qin Kan still looked pained when mentioning this matter.

  "Is it worth risking everything to win someone's heart?"

  "If I didn't spend all my wealth, would your subordinates be so enthusiastic when beating you up?"

  Xu Peng's eyes twitched: "How much do you want to borrow?"

  Qin Kan said with a bit of embarrassment: "If you lend me the best technical institute under the name of Wei Guo Gong Fu for Jin Yiwei to operate for one or two years, that would be the best..."

  Xu Peng suddenly stood up, looked up at the sun in the middle of the sky and muttered: "The sky is not early, Grandpa should call me back home for dinner..."

  Qin Kan hastily pulled him back: "Young Master, slow down, I can charge you an arm and a leg, but you can also pay me back on the ground, one must have patience with friends, especially those who borrow money."

  Xu Pengju sighed, "I always feel that friends who borrow money can't be considered friends... For those friends who dare to open their mouths and ask for more after borrowing money, the best way is to beat them to death with a stick."

  "Ten thousand two it is." Qin Kan proactively lowered the price.

  Xu Pengju didn't even think about it and directly cut the price in half: "You're dreaming, I'll lend you 5,000 taels!"

  "Alright, 5,000 is just 5,000." Qin Kan agreed readily. His psychological bottom line was actually only 1,000 or 2,000. The young master's IQ always managed to bring him unexpected surprises at any time and place.

  Xu Peng's face turned alternately pale and red, and he let out a deep sigh: "I feel like I've been duped by you again... Qin Kan, let's just see each other less often from now on."

  He paused for a moment, and Xupeng couldn't help but ask curiously: "What are you going to do with these 5,000 taels? Are you going to pay wages to those over a hundred people? I'll tell you, this money has to be repaid. How many months can you afford to pay wages?"

  Qin Kan smiled and said, "I use it to open a store and do business. Giving people fish is not as good as teaching them how to fish. My hundred households have industries that can make money under my name, and brothers will naturally have endless military pay in the future."

  "What kind of store did you open?"

  "I plan to open a supermarket, this I can guarantee, in the entire Da Ming, there is no other."

  Xu Peng raised his hand with great interest: "What is a supermarket?"

  It was a chore to explain what a supermarket is to an ancient person, and since Xiao Gongzi had just become his creditor, Qin Kan had no choice but to patiently explain the specifics of supermarkets to him again.

  Xu Pengju listened very seriously, he had never been so serious when listening to the great Confucians lecture in the Guogong Mansion school, and his eyes grew brighter as he listened.

  He found that Qin Kan's belly was full of all sorts of strange and wonderful things, those famous poems that would be remembered for thousands of years, the words of Sun Wukong from Journey to the West, those magical and delicious foods that could be made with just a wave of his hand, and those new and clever phrases that came out of his mouth at any moment... Of course, if you took all these things away, what was left was nothing but schemes and evil intentions.

  He is a very interesting person, like a treasure trove, as long as you keep digging, you will always get surprises and wonders.

  They agreed that a few school officers would go to the Guo Gong Fu to fetch the silver the next day, and then Qin Kan took his leave.

  As for the IOU, Xu Pengjie didn't mention it, and Qin Kan wouldn't give himself more trouble, writing an IOU and then denying the debt would be a bit troublesome.

  Qin Kan is a person who dislikes trouble.

  The crowd surged forward like a tide in front of the Temple of Confucius, and the warm sunshine shone brightly on Xu Pengju's body, making his purple embroidered robe with golden flowers shine brightly. The jade belt around his waist reflected a purple glow, making him look even more noble and majestic.

  Watching Qin Kan's departing back, Xu Peng raised his head as if in thought, a hint of a playful smile spreading across the corners of his mouth.

  "Supermarket? Sounds interesting, Fang Ping!"

  One of the guards clenched his fist in response: "Yes."

  "Do you remember what Qin Kan said just now?"

  "Got it."

  "Alright, let's go back to the mansion and get the silver. Let's do as he said and get ahead of him. We'll open four or five supermarkets in Nanjing first... Ah, supermarkets."

  "Master Xiao, you're not short of money, why must..."

  "I'm not short of money, but I just want to make him sick!" Xu Peng raised his eyebrows and smiled slyly, with a mischievous glint in his eyes.

  He was deceived by Qin Kan once and again, and Xiao Gongzi's resentment towards Qin Baihu was not ordinary.

  Qin Kan is now very short of money, and it's getting urgent. With a hundred or two hundred pairs of eyes staring at him, if he can't pay the silver wages, his days as a hundred households will be difficult. The possibility of being beaten up in the middle of the night with a sack on his head is very real.

  A few hundred taels of silver can only guarantee their temporary loyalty, to make their loyalty last forever, sincerity and interest are indispensable.

  On the way back to Baiguan's house, Qin Kan suddenly changed his mind.

  He found that opening a supermarket in Daming was not a good choice.

  Although ancient people were of high quality, in the vast city of Nanjing, there were also many rascals. In this era without surveillance cameras, even with a large number of guards, it would not be enough to prevent theft. I estimate that if supermarkets were opened, the amount of goods stolen every day would be an astronomical figure that no merchant could afford.

  Qin Kan has many good ideas in his belly, and abandoning one is nothing.

  If you want to expand your financial resources and minimize investment risks, it's still better to invest.

  The Jin Yiwei has a ready-made intelligence network. In Nanjing, it's easy to find out which shops are short of funds and have potential. You can invest some silver in them and share the profits according to shares. If you find four or five such shops, the salary for one or two hundred men will not be a problem.

  Qin Kan Yue thought about it more and more felt that it made sense, so he immediately rushed back to the hundred households.

  …………

  …………

  Time flies, ten days and half a month have passed in the blink of an eye.

  Qin Kan, the captain of the Brocade Guard, had few responsibilities. Every half month, he would go to the Commander's office to pay his respects and report on his work, saying a few words about repaying the emperor's kindness. Every day, he would order his subordinates to patrol the streets in the eastern part of the city, while informants were scattered throughout the city's major and minor streets, wine shops, and tea houses to gather trivial intelligence from all sides. At night, they would summarize their findings at the Hundred Households Office, which would then selectively report them to the Commander's office.

  Also, each yamen would send one or two idle officials to deal with the matter. As long as those angry young officials did not loudly curse the Hongzhi Emperor in the yamen, or express strong desires to have an improper relationship with any of the emperor's female relatives, no matter what they said, it was all ignored.

  The days passed fulfilling and leisurely, Qin Kan gradually became less disgusted with the Brocade Guard. In fact, the Brocade Guard wasn't always so bloody and stormy; most days were no different from those of ordinary military households - attending to duties during the day and going home to sleep with their wives at night.

  Xiao Gongzi has come to Baihu Suo again.

  He came back in a huff, with an expression on his face more stinky than the stones in a latrine.

  Qin Kan was a bit worried. People who usually put on this expression are generally debt collectors... and that five thousand taels were only borrowed for a few days, weren't they?

  "Little Master is here to collect debts? No money!" Qin Kan clasped his hands together, and with the first sentence, he blocked the way.

  "Not here to collect debts..." Xu Peng's spirit was clearly not great, and he looked like he had swallowed a dumb loss, unable to speak: "...just passing by, cough, came to see you."

  Qin Kan suddenly realized that he was just passing by on his way.

  Then Qin Kan presented tea and saw off his guests.

  Qin Baihuo didn't have the hobby of passing time with his creditors even when he was not busy, and a debtor should at least have the basic awareness to hide from their creditors.

  Xu Pengjie ignored Qin Kan's repeated hints, his expression a bit anxious, and muttered: "Didn't you say last time that you wanted to open a supermarket? Why didn't you?"

  "Oh, later I thought it through clearly, there are too many drawbacks to supermarkets, so I changed my mind and didn't open one." Qin Kan said calmly.

  "Change... changed your mind? How come, how come you didn't tell me?" Xu Pengju's expression was a mix of crying and laughing, somewhat complicated.

  Qin Kan looked at him strangely: "If it's not open, then it's not open, what's the point of telling you?"

  Qin Kan's spirit lifted, and he chuckled to himself, seemingly amused by some thought. He said with a smirk: "Young Master, have you heard? A few days ago, four or five of those supermarkets I mentioned opened in Nanjing City. Tsk, tsk, as soon as they opened, the local hooligans stole 30% to 40% of their goods. The owners lost all their capital within two days... Haha, I don't know which rich family's second-generation heir is so short-sighted. If I were his father, I'd castrate this useless son of mine, what a prodigal son!"

  Xu Pengju's face slowly turned green, and he involuntarily lifted his second leg: "…………"

  Qin Kan said, getting more and more indignant: "Dare to plagiarize my idea, he deserves to lose money. Who is so shameless as to steal my ideas? I'm sure his father's son has no eyes...".

  Xu Peng's lips trembled a few times, and he explained in a small, infinitely wronged voice: "I have..."

  PS: There is still one more tonight... Sanjiang ticket!!!!!