Chapter Fifteen: National Bank

  After returning to the Li family villa, Xu Shaowen went straight to the study to find Li Wanqi. At this time, Li Wanqi was in the study checking the accounts for this quarter, but when he saw Xu Shaowen coming in, he greeted him very warmly.

  "Uncle Li, the time for our team's attachment to the military service is almost up, and we will be returning to Beijing at the beginning of October," Xu Shaowen said straightforwardly after sitting down.

  "Oh, anyway, studies come first." Li Wanqi nodded, "I'll have someone arrange train tickets for you and Zhenning in the next two days."

  "Then thank you, Uncle Li," Xu Shaowen smiled slightly and paused for a moment before getting to the point. "I came to see you this time because I wanted to discuss cooperating with you on some business ventures in Shanghai."

  Li Wanqi thought for a moment, he naturally knew that Xu Shaowen now had money on hand and would start developing, but didn't think it would start so quickly. However, this is also harmless, Xu Shaowen will eventually join forces with the Li family, and having more industries is not bad either. He smiled brightly and said: "This is no problem, Wen Yuan, from now on you don't have to worry about what you need, Uncle Li will fully support you."

  Upon hearing Li Wanqi's words, Xu Shaowen couldn't help but think of Li Yueru, and it seemed like a long time since he had seen the little girl. He said: "That would be great, I plan to invest $19 million in opening a bank in Shanghai. Since Shaowen is about to return to Beijing, I hope Uncle Li can help me take care of the bank's affairs."

  "Open a bank?" Li Wanqi was delighted, he himself had two underground money houses and could understand some banking operations. "This is no problem at all, Uncle Li has one money house in the concession area and one in the Chinese district. Wen Yuan, you invest $19 million, and I'll give you both money houses as a share contribution. As for the stock allocation, whatever you say goes."

  Xu Shaowen was very clear in his mind that Li Wanqi had taken out two underground banks to invest without any hesitation, and he had already considered himself a member of the Li family. Of course, he was also very clear that he had taken $500 million from Li Wanqi, and among the $190 million used to set up the bank, there was also a share belonging to Li Wanqi.

  "I and Uncle Li each hold 40% of the shares, and the remaining 20% will be offered to Yu Kuaiyi and Huang Jinrong by Shao Wen." He replied directly to Li Wanqi's words without much thought.

  Yu Qiaorong and Huang Jinrong were allowed to join the partnership because Yu had a great reputation in Shanghai and good relations with the local government, and also knew many entrepreneurs, which could quickly boost the bank's business. Meanwhile, Huang Jinrong was well-connected in both the underworld and legitimate society, not only able to protect the bank from running smoothly but also use some illegal means to maintain the bank's interests.

  As for the distribution of Xu Shao-wen's shares, Li Wan-qi was very satisfied. He knew that Xu Shao-wen was a man who knew how to seize the opportunity, and once he could confirm his engagement with Li Yue-ru, the trust between them would be even stronger. He nodded, his eyes shining with amusement, and said: "Alright, let's do it according to your plan, Wen-yuan. I'll take care of the matters before the bank opens. Try to open it before you return to Beijing, okay? By the way, what name does Wen-yuan plan to give to the bank?"

  Xu Shaowen did not want his bank to bear the sign of a certain Shanghai bank, as this kind of local bank was completely different from his own wishes. Moreover, he had nearly 200 million US dollars in start-up capital, which was enough to become a national or even an Asian intercontinental bank at that time.

  "Let's name it China Citizens Bank." Xu Shaowen said the name he had thought of for a long time.

  Perhaps in a few years, the Bank of China will become a global transnational giant bank.

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  After leaving Li Wanqi's study, Xu Shaowen planned to go back to his room to rest for a while. However, just as he was going up the stairs, he ran into Li Yueru. The little girl was wearing a simple and refreshing Western-style dress today, looking like a little princess. When she saw Xu Shaowen, her shy personality made her face slightly red.

  "Wen Ge, you're back so early today?" Li Yue's voice seemed to be forever soft and gentle, like a weak little girl. Her clear big eyes seemed to dare not look directly at Xu Shao Wen, only lowering her head.

  "Oh, it's relatively quiet today, where are you going, Little Rong?" Xu Shao Wen said with a slight smile. He now felt a little nervous seeing Li Yue Rong, after all this 15 or 16 year old girl would become his wife in three years, and he still found it too sudden.

  "It's like this, last time I went to Professor Vienna for a trial lesson, it seemed not very smooth, so these days I've been going to the Milan Concert Hall to practice violin, hoping that in the future when there is an opportunity, I can perform better." Li Yue said up to here, her face slightly tinged with sadness.

  "I think your violin is excellent, you are Chinese, although using Western instruments, but the performance belongs to the Eastern mood, may not be understood by those foreigners. But don't worry, at least in my heart, you are the best." Xu Shaowen said sincerely.

  "Is that really so?" Li Yu Ru looked at Xu Shao Wen in surprise, never expecting such an explanation, which brought a small comfort to her heart.

  Xu Shaowen nodded and said: "Of course, I believe it must be so. Xiao Ru, you continue to work hard, one day you will surprise those foreigners."

  "En, thank you Brother Wen Yuan. Then I'll go first." Li Yu Ru became excited, she lifted her head and took a good look at Xu Shao Wen, her eyes filled with gratitude, then happily turned around and ran down the stairs.

  Looking at Li Yue Ru's back, Xu Shao Wen felt a sense of melancholy, perhaps he should really protect this weak and innocent little girl.

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  One week later, the Bank of China had completed its registration procedures. Xu Shaochang withdrew all $29 million in deposits from Citibank and invested $19 million in the Bank of China. The remaining $10 million was used as the first deposit for the National Bank, temporarily kept by Li Wanqi until the bank's vault was ready to store it.

  Huang Rong and Yu Kaiqing were also willing to invest, after all, they had made a lot of money recently, so taking out a few million to invest in business wasn't a bad thing. In fact, Yu Kaiqing would create his own stock exchange four years later, he had already set his sights on entering the financial industry, and this time Xu Shaowen gave him an opportunity, which allowed him to enter the financial world ahead of schedule.

  Although the Bank of China had not yet officially opened for business, and its headquarters building was still under renovation, through Yu Qiaqing, Li Wanquan and Huang Jinrong's connections in politics, military and commerce, they had already taken on a significant amount of loan business. Including businesses owned by Li Wanquan and Yu Qiaqing themselves, all loan business was transferred to the Bank of China.

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