Chapter 47

  He Qi's classmate's first confession ended in failure, being "kept at a distance", while Shi Teng somehow directly became Yu Cai's deskmate, and his depression can be imagined. As soon as school was over, he actively started sabotaging work.

  The next day, Yu Cai saw a gloomy He Qi and finally realized the difference between himself and Shi Chengyu's fierce father.

  "My mom had originally agreed and even said that Teacher Wang was being unreasonable, how could she arrange for a boy to be your deskmate. But then less than twenty minutes later, she called back to say that having a boy as a deskmate wasn't a big deal after all, and also told me not to bother Uncle Qi."

  Okay, Yu Cai had already completely confirmed that Shi Chengyu was a formidable figure who was to be admired from afar but not trifled with, and his fixation on the ribbon, or rather, tying the ribbon himself—

  Yu Cai glanced at the silver and white embroidered ribbon wrapped around her braid, immediately ruling out the possibility that Shi Cheng Yu was targeting herself. Wasn't she pretty enough? So what was he fixated on? She had also worn a hair tie before, why didn't he react then? Could it be because of her shocking performance yesterday that someone who was always distracted finally became aware of her existence?

  Many years later, Yu Cai finally confirmed that his absurd guess at the time had actually hit the nail on the head. He was so annoyed that he wanted to strangle someone, but now Yu Cai seemed nonchalant as he walked in front of Shi Chengyu, only to find that the other party didn't react at all. Suppressing his curiosity, he took out a book and started reading.

  The mid-term exam is coming soon, Yu Cai squeezed into the top ten again and got ninth place. Of course, He Qi Xiao, who got twelfth place again, was very disappointed.

  Yu Cai counted her own small treasury and found that she had already received 860,000 yuan in manuscript fees. Adding the 10,000 yuan salary she got from Shi Fu for more than a month, she was considered a small rich woman. So she began to plan to buy a house.

  After searching online for a whole day, Yucai finally found a 105 square meter house in a small town near Shanghai, priced at 1.4 million yuan, which can be afforded with his own money and some loan. He has been to that place before, it will be planned as part of Shanghai city within five years, by then the price might exceed 14 million yuan.

  Yu Cai immediately called her parents after collecting the materials. Her father knew that Yu Cai had some money, but he didn't know it was that much, and he was very happy. However, when Yu Cai suggested that he borrow money from the bank to buy a house, he scolded her for being naive and not understanding things. He said that they would never be able to afford a place like that in their lifetime, so what's the point of buying a house there? Even if the housing prices go up, it would only increase by 10,000 or 20,000 yuan, but if they couldn't sell the house in the future, they would have no choice but to cry...

  Yu Cai tried to persuade her parents with all her might, but they were unmoved. She left them with a parting shot, telling them to think it over carefully, and then called again the next day at noon after school. Her father's attitude was even more resolute this time, telling Yu Cai to save her money well for college, as their family was really struggling to support her younger siblings' education.

  Hung up the phone in frustration, thought for half a day, and finally dialed Qi Shu Fan's number. Got straight to the point, "Mr. Qi, I need your help".

  Qibook was eating and laughed when he heard this, "Xiao Cai, are you sure that every time you talk to me, it has to be so serious?"

  "Mr. Qi, you must understand that what I'm saying today is a very serious matter. If I don't use a serious tone, I'm afraid it won't get your attention," Yu Cai briefly explained the situation and solemnly asked, "Mr. Qi, what do you think is the trend of China's housing prices?"

  "Absolutely will rise, possibly more than double."

  "Now university students are no longer allocated housing, let alone homes. More and more rural people are coming to the city to work. I think that within five years, house prices will at least rise by five times. In some special areas, such as Shanghai and Beijing, they may even increase tenfold."

  "Xiao Cai, that's just your personal opinion. Even financial experts don't dare to make such predictions. I think your parents' idea is very right. You're still young, there's no need to think about investments and things like that. With some extra pocket money, you can buy more food and clothes."

  Yu Cai got angry, "Qi Shu Fan, I'm being serious with you, don't always hang the 'you're still young' phrase on your mouth!"

  "Then what do you want me to do?"

  "I am not yet eighteen years old and do not have legal rights, so many things must go through my parents. However, my parents are unwilling to believe me as a minor, so I hope you can persuade my parents to take out a loan to buy a house."

  "Xiao Cai, I don't know where your confidence comes from, but if I were to convince your parents and what they said really happened, I think I couldn't bear the responsibility. 140,000 is a huge sum of money."

  "You just think carefully, and you will find that what I said is correct. If the money was really lost at that time, I must have been an adult then, and I absolutely had the ability to handle this matter properly. If you are still not at ease, we can make a written record."

  "Xiao Cai, you should know that I really like you, and also don't want your parents to hate me."

  "So, Mr. Qi Shu Fan who likes Yu Cai, isn't willing to take on a little bit of risk to help his beloved Yu Cai get through the tough times?"

  Qishu Fan couldn't help but smile wryly, "At that time, there really was a problem. He still had this bit of money, so he stuck it on and said, 'Xiao Cai, your request is truly hard for me to refuse. I'll give your parents a call later, you can call back tonight after school'".

  Yu Cai anxiously waited until school was over and then rushed to the phone booth to call Qi Shu Fan. Qi Shu Fan simply said that her parents had agreed, they would go to handle the loan tomorrow, and this Saturday they would go to Shanghai for negotiations. As for the rest of the matters, she didn't need to worry about them anymore, just wait calmly to receive the property certificate.

  Yu Cai was so excited that she almost fainted, and as soon as she opened her mouth, she said, "Qishu Fan, I'm really dying of love for you!"

  "Qī shū fán kǔ xiào, 'wǒ zhǐ xī wàng nǐ zhǎng dà hòu bù yào yīn wèi wǒ zài nǐ réng bù lǐ jiàn shì de shí guò dù róng nǐ jiù hǎo'".

  Translation:

  "Qishu Fan smiled bitterly, 'I only hope that when you grow up, you won't be spoiled because I overindulged you when you were still young and ignorant'."

  "Dear Mr. Qi, this kind of thing will absolutely not happen, I'm already big enough and fully capable of taking responsibility for my own actions, even if the law doesn't recognize it."

  Qishu Fan could only smile wryly once again...